happy old couple
Inspiration

Essentials facts about reverse mortgages

If you are a senior citizen aged 62 and above, own a home and it is your primary residence, you can have access to a reverse mortgage loan. This form of loan enables homeowners to borrow money based on the value of their homes. The impressive feature of this type of loan is that the borrower is not restricted to pay back the debt immediately. Instead, the payment is deferred until they pass away or move to another home. In that case, the payment of the mortgage is taken from the sale of that home.

Please note that the government …

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rusty old junk car
Ideas

Ways to make money out of junk cars

You probably have a junk car sitting idle in your backyard, lawn, garage, parking lot or any other place in your compound rusting away. Interestingly, that junk car contains valuable resources which can be reused or recycled. Never make a mistake to assume that because your car is no longer roadworthy, it’s worthless. All is not lost, it can still make you some money. You can still sell your car whether it’s broken down, rusted out, if its repair is worth more than the car itself, dilapidated or old.

However, the sooner you make up your mind to get rid …

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Happy young woman depositing money into her pink piggy bank
Ideas Lifestyle Tips & Tricks

Tips for saving money after the holiday season is over

The whole month of December typically ends up being a month of excess. We become less militant about sticking to our diets, we take our foot off the gas in work, and we spend a lot more than we do at other times of the year.

Whether it is choosing the perfect gifts for loved ones, paying for the excessive Christmas feasts, or attending all of the Christmas parties and get togethers organised by all of your friends, family and acquaintances, it all adds up.

So when January comes along, the decorations have come down, and we begin to return …

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