student credit card
Tips & Tricks

What college graduates need to know about credit

Goodbye all-nighters, and hello 9 to 5s! Congratulations on your recent graduation, college grad. Now that you have obtained all of the college credit needed to graduate from your alma mater, the next stage of adulthood is all about obtaining and building another kind of credit. According to a study done by Opportunity Financial, seven out of ten college students damage their credit soon after graduation. This is due to a variety of different factors including missed payments and excessive credit card debt. Educating yourself about credit is immensely important whether you have good credit, bad credit, or no credit.…

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financial hardship
Lifestyle

Controlling the time of financial hardship

One of the worst things that can happen in today’s day in age is suffering a financial hardship with no plan in sight. This isn’t to shame people who don’t plan – sometimes, things happen that are out of your control. In fact, only about 4 out of 10 Americans have an emergency fund.

Whether it’s being fired from your job, getting into an accident, going through a divorce, or a plethora of other stressful and traumatic situations, financial hardship is a burden that many may have to go through. As unfortunate as that sounds, there are steps …

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extra income
Ideas

How to go about earning extra income

Extra income means an income that you can earn apart from the regular income coming in from employment or normal work. This earning can be used to payoff your outstanding debts or build up a capital account or spend it on luxuries that you could only think about before. Everyone seems to want a second income but no one wants to work a second job, so the extra income is normally seen as a windfall

When we compare income levels in different countries, it is evident that the average income per person is less than $15,000 a year – in …

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