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Ideas

Your quick guide to removing Americollect from your credit report

Have you already seen the word Americollect appear on your voicemail box or credit card or both? Your doctor’s office or hospital might give your previous balances from a debt collection company, including Americollect, if you overlook or can’t even pay your hospital or medical bill.

You will probably receive a collection account on your credit report together with letters and phone calls, which will damage your credit score for up to 7 years. This quick guide will tell you about how Americollect operates and explain how to get this agency out of your credit report and stop their phone …

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Ideas

Ways to cope with an unplanned financial emergency when you’re unemployed

This unprecedented year has seen a pandemic sweep across the globe, and millions of people have lost their jobs. Businesses forced to close during lockdowns are struggling to recover, with some owners unable to re-open their doors. Others have had to make personnel cutbacks to remain afloat.

Recent surges in COVID-19 cases could see more job losses looming. If you have lost your job, chances are you are facing financial challenges. What will you do if an unexpected crisis rears its ugly head?

Take out a loan

Think about applying for a short-term loan if your financial pickle can be …

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Tips & Tricks

4 personal finance tips every musician needs to know

Are you a musician and find that managing your money is near impossible? If so, we are here to tell you that it’s possible as long as you know the right personal finance tips.

Knowing how to manage and save your money can make a world of difference and help you to live comfortably and not paycheck to paycheck. To see our top tips keep reading below.

1. Keep the 50/30/20 Rule in Mind

When you earn money from your gigs one of the most important personal finance tips we can give you is to keep the 50/30/20 rule in …

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