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Ideas

How to get a loan without a job: the ultimate guide

American household debt exceeded $13 trillion in 2018. Credit cards alone account for 20 percent of all debt. Loans make up another 21 percent of this amount.

Considering these facts, it’s not surprising that getting a loan poses more challenges than ever before. Banks need to make sure customers can actually pay off debt. Being employed is often the most important factor in determining your creditworthiness.

The good news is, you can still get a loan without a job. However, you’ll likely have to show that you have investments, retirement benefits, or another source of income.

So what does it …

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Ideas Tips & Tricks

7 reasons budgeting is important

Do you ever see people spending their money all crazy like? You wonder where they get all of this money from. Do they budget or do they just spend anything that hits their account? There are many reasons that budgeting is important.

Budgeting helps us tell our money what to do, instead of the other way around. When you budget, you’re doing something with your money before it’s gone. Money doesn’t have to make the world go round, but when we are better at budgeting, it helps make the world a better place.

You might think that budgeting isn’t important, …

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Tips & Tricks Travel

How to manage your money when you travel

Many people save up all through the year in preparation for vacations and trips of all kinds, and it can be so exciting and enjoyable to visit somewhere different and indulge in great food, fun activities, and a little bit of souvenir shopping, but you still need to be sensible with your cash. Here are some top tips for managing money while traveling.

Plan Ahead

These days, with the power of the internet and all of its many resources at our fingertips, it’s easier than ever before to plan ahead and be prepared for any eventuality. Before you travel, do …

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