Oftentimes, the most difficult thing about saving money is getting started. This is because budgeting has gotten a bad reputation. Many people view it almost as a straitjacket – a way of cutting out all the fun in your life.
In reality, budgeting doesn’t restrict your freedom. It gives you freedom. A budget is simply a plan for your money. Instead of going through every paycheck with just a vague idea of where it goes, you gain an understanding of your spending habits, and you can allocate the money you worked so hard for toward something you genuinely about. It’s …Read More